Insurance Basics
Plain-language answers to the insurance questions homeowners ask us most. General information only — your insurer decides coverage.
Hurricane Deductibles vs. Regular Deductibles: Common Confusions
A general explanation of how hurricane deductibles usually work in Florida homeowners policies, and the questions to ask your agent before a storm.
Financing a New Roof or Your Insurance Deductible: Your Options
Plain-language ways Florida homeowners pay for a roof replacement or a deductible they can't cover in cash — personal loans, credit unions, HELOCs and cards, with pros and cons.
The Roofer Report is general information for Florida homeowners, not insurance, legal, or financial advice. Your insurer decides what your policy covers. Read your own policy, and for help with your claim, contact your insurer or a licensed public adjuster.
Ready for a Contractor You Can Trust?
A complimentary roof audit takes about 45 minutes and comes with a written report — whether or not you ever hire us.